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APR RATES

Get-QuickLoans.com provides loan information and advice to our customers– we do not charge for this service.

Get-QuickLoans.com is a direct lender. Because of this, we are not able to confirm the exact rate of APR that you will be charged. Should you have reached our site via a paid Google advert, you will have seen repayment terms ranging from 6 to 60 months, together with illustrated rates of no greater than 35.95% APR (calculation consistent with the Truth In Lending Act, TILA).

To apply for a loan, you should be 18 years or older. The rate of APR you will be charged will be set by us. The figure can differ and, will be based both on the information that you provide within your loan request and the data the loan provider supplied to you. We will always notify you of the APR they can offer you.

APR rates are based on how creditworthy you are, the rates are subject to change without notice which could result in the rate and amount you pay back varying.

Once your application has been acknowledged by us, they will provide you with all the facts associated with the loan. This will incorporate the APR, any related loan finance charges and all of the terms you will be agreeing to. It is prudent that you read all information submitted to you by us to ensure that you can make an informed decision prior to accepting a loan offer.

If you have any questions related to APR or loan related services, please contact us for more assistance.

REPRESENTATIVE EXAMPLES

- If you borrowed $2,000 over a 12 month period and the loan had a 3% arrangement fee ($60), your monthly repayments would be $189.12, with a total payback amount of $2269.44 which including the 3% fee paid from the loan amount, would have a total cost of $329.44. Representative 29.82% APR.

- If you borrowed $5,000 over a 48 month period and the loan had an 8% arrangement fee ($400), your monthly repayments would be $131.67, with a total payback amount of $6320.12 which including the 8% fee paid from the loan amount, would have a total cost of $1720.12. Representative 18.23% APR.

DISCLOSURES

Criteria
It will simply take a couple of minutes of your time to finish your loan offer form. We are committed to helping you secure the loan amount you require and can usually tell you the result of your application straight away. Securing you the funds you require, when you require them most.

We don't have to know your life history, only a couple of vital details; you should be more than 18, have a regular salary, have a permanent address and, hold a legitimate checking account to be qualified to apply. Likewise depending upon your residential state may confine the loan amount that can be offered to you. There will be no requirement for an up close and personal gathering, a phone meet or for you to present any paperwork.
Reps Example
If you borrowed $2,000 over a 12 month period and the loan had a 3% arrangement fee ($60), your monthly repayments would be $189.12, with a total payback amount of $2269.44 which including the 3% fee paid from the loan amount, would have a total cost of $329.44. Representative 29.82% APR.

If you borrowed $5,000 over a 48 month period and the loan had an 8% arrangement fee ($400), your monthly repayments would be $131.67, with a total payback amount of $6320.12 which including the 8% fee paid from the loan amount, would have a total cost of $1720.12. Representative 18.23% APR.


IMPLICATIONS

Late or Missed Payments :
When accepting the terms and conditions of your personal loan, you are agreeing to repay the loan both: A) with interest and B) in the time frame specified in the loan agreement. Generally, failure to repay the loan in full, making a late payment or, missing a payment, will result in you being charged additional fees.

Within your Loan Agreement, you will be provided with details on the late, partial, and non-payment policies that we enforce, please review this fully prior to proceeding with a loan offer.
Credit Score Impact :
To ascertain how creditworthy you are, your credit capacity and/or your credit standing,we may perform credit checks. Submitting a loan request means that you are agreeing to us to verify your personal information and check your credit. Note: missing payments and/or late payments may have a negative impact your credit score.
Collection Practices :
get-quickloans.com only works as a reputable lender who use fair collection practices.

As a lender, get-quickloans.com has involvement in the debt collection process of your loan. We will disclose all of their debt collection processes within your Loan Agreement. Should you have any questions regarding debt collections, please contact your loan provider.
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We are GetQuickLoans! An award-winning organization that offers small businesses, entrepreneurs and non-profit organizations across USA credit providers as well as advisory and training services.
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Disclaimer:

1 All approvals are subject to the lender's credit criteria and responsible lending requirements. The loan amount and interest rate offered will depend on your personal circumstances, the type of lending required, and the security (if any) provided. Lenders fees, terms, and conditions apply.

2 Results from this calculator are based on the limited financial information provided by you and is to be used for example purposes. It is not an approval, pre-approval or a quote. The calculation uses an example rate of 9.95% p.a. and is based on amortised scheduled repayments with a fixed interest rate for the term of the loan.

3 Our rates range from 3.95% to 35.95% with a maximum term of 5 years.

4. We are directly affilliated to Google and Ebay.
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